Job Description
As a proud member of the Ascentium Group, we stand at the forefront of innovation in Human Capital Solutions. With a forward-thinking mindset, we deliver a tailored suite of services that empower our clients to thrive in today’s fast-changing business landscape.
Key Responsibilities
- Develop and deliver high-quality Qlik dashboards and management reports to support business decision-making, scenario analysis, and net interest income (NII) performance monitoring.
- Perform interest rate and balance sheet analytics, evaluating the impact of market movements and rate changes on Net Interest Margin (NIM), Funds Transfer Pricing (FTP), and profitability.
- Analyze loan and deposit portfolios, including products such as mortgages, trade finance, and cash deposits, to forecast revenue, margin trends, and Return on Average Equity (ROAE).
- Utilize Python and advanced analytics techniques to build forecasting models and perform financial trend analysis.
- Conduct credit risk and loan repricing analysis, leveraging risk metrics such as EAD (Exposure at Default), PD (Probability of Default), and LGD (Loss Given Default) to assess portfolio risk and customer profitability.
- Monitor loan balances, interest margin movements, and portfolio performance, providing actionable insights and financial forecasts to management.
- Enhance and streamline reporting processes by redesigning Qlik data models, optimizing ETL workflows, and performing data cleansing and validation activities.
- Collaborate with business stakeholders across Treasury, Finance, Risk, and Commercial Banking teams to gather requirements and translate business needs into effective analytics and visualization solutions.
- Recommend best practices in data visualization, dashboard design, and reporting automation to improve operational efficiency and data-driven decision-making.
Key Requirements
- Bachelor's degree in Finance, Statistics, Mathematics, Computer Science, Data Analytics, Accounting, or related disciplines.
- At least 4 years' of experience in banking analytics, business intelligence, financial analysis, or data analytics.
- Hands-on experience with Qlik Sense/QlikView dashboard development and data modeling.
- Proficiency in Python, SQL, and data analysis techniques.
- Excellent analytical, problem-solving, and stakeholder management skills.
- Strong communication skills with the ability to present complex data insights to both technical and non-technical audiences.